Cost and Insurance
My rate is $140 for a 50-minute session. I do not accept insurance, but I do provide invoices for out-of-network billing to your insurer.
​
Since navigating insurance benefits (or lack thereof) can be an intimidating thing, I'll share a few things I've learned along the way:
​
-
Some therapists accept insurance, and some don't. Those who don't are often concerned about low reimbursement rates, time-consuming billing paperwork, and regulations about treatment length and frequency. These factors have influenced my decision to stay off of insurance panels.
​
-
If you have a PPO insurance plan with out-of-network benefits, you can choose from a much larger pool of therapists than just those providers who accept your insurance.
​
-
If you are on an HMO insurance plan, you likely do not have access to out-of-network reimbursement and will have to look in-network or self-pay. However, self-pay comes with its own benefits. There is increased privacy - your therapist is not required to provide your diagnosis to your insurer - and you can customize treatment to meet your needs, including coming more frequently (or having longer sessions) than your insurance benefits may allow.
​
Wondering how to find out about your out-of-network benefits? Call your insurer and ask these questions:
​
-
Do I have an out-of-network deductible? If so, what is it?
-
What is the allowable amount for an out-of-network provider for individual psychotherapy?
-
How many sessions per calendar year are covered?
-
What is my copayment and/or coinsurance?
-
How do I file out-of-network benefits?
​
​